Matt Merlino, FCAS, MAAA

Principal and Consulting Actuary


  • Fellow of the Casualty Actuarial Society
  • Member of the American Academy of Actuaries


  • B.S., Applied Mathematics
    Brown University

Matthew Merlino has been in the actuarial field since 1978.  His career includes two years for Geico Insurance Company, five years with Tillinghast, Nelson & Warren, and two years with Coopers & Lybrand.  He founded his own consulting firm in 1988 and has been a principal in Merlinos & Associates since its inception.  His consulting experience includes:

  • Loss and loss expense reserve analysis for insurance companies, risk retention groups, and self-insureds-Appointed Actuary for several insurance company clients.
  • Product pricing and evaluation for a wide array of insurance and warranty products.
  • Development of revenue recognition models for long duration products.
  • Financial and market conduct examination assistance to state insurance regulators.
  • Rate filing reviews for state insurance departments.
  • Regulatory compliance consulting for insurance companies.
  • Audit support to accounting firms related to claim liabilities and other accounting estimates.
  • Evaluation of self-insured funding levels.
  • Insurance company and risk retention group Board meeting presentations on reserves.
  • Analyses of adequacy of reinsurance programs.
  • Professional testimony in arbitration hearings, regulatory administrative hearings, civil cases, and federal tax court.