Mark Brannon, FCAS, MAAA, CPCU

Principal and Consulting Actuary


  • Fellow of the Casualty Actuarial Society
  • Member of the American Academy of Actuaries
  • Chartered Property Casualty Underwriter


  • B.S., Mathematics
    Furman University


Cannabis & HempCoastal PropertyCommercial PropertyExpert TestimonyMutuals


Mark Brannon has been in the actuarial field since 1987.  His career includes eight years with State Farm Fire & Casualty Company prior to joining Merlinos.  Mr. Brannon’s consulting experience includes:

  • Rate and insurance product development for various lines of business, including rate filing preparation and follow-up with state insurance department personnel, as well as expert testimony in rate hearings.
  • Developing loss cost and rate factor development for cannabis insurance products.
  • Property insurance in Florida, as well as other coastal states, is a primary area of active involvement, including review of pending legislation, public policy advancements regarding loss mitigation, and use of computer simulation models in ratemaking and exposure management.
  • Development of rates and rating systems for various lines of business and niche programs on behalf of captives and self-insured companies and municipalities.
  • Actuarial review of property/casualty rate filings for a wide variety of lines of business for state insurance departments, including expert testimony on behalf of state insurance departments.
  • Analysis of loss and loss adjustment expense reserves for captive insurers, other alternative market entities.
  • Assistance with licensing applications for insurance companies and captives.

Prior to joining Merlinos, Mr. Brannon worked eight years for State Farm leading a group of actuaries responsible for all ratemaking activity in nine southeastern states for several lines of business, including:

  • Company filings with state insurance departments
  • Incorporating the results of hurricane and earthquake computer simulation models into rate filings.
  • Expert testimony given in rate hearings in Florida, Louisiana, and South Carolina.
  • Product development including policy forms, underwriting guides, & rating procedures.
  • Strategic planning regarding regulatory, political and industry developments.
  • Participated in actuarial committees for several residual market entities.