Karen Landrum, FCAS, MAAA, CSPA

Consulting Actuary


  • Fellow of the Casualty Actuarial Society
  • Member of the American Academy of Actuaries
  • Certified Specialist in Predictive Analytics


  • M.S., Statistics
    University of North Florida
  • B.S., Mathematics
    University of Southern Mississippi

Karen Landrum has been in the actuarial field since 2008.  Her experience includes the following

  • Developing rate support for all 50 states for various lines of business including:
    • Homeowners
    • Workers’ Compensation
    • Prepaid Legal Insurance, group and individual
    • Credit Property Insurance
    • Commercial Auto Insurance
    • Commercial General Liability Insurance
  • Product development for various lines of business.
  • Developing rates for insurance company programs and alternative risk transfer mechanisms focused on emerging risks such as the cannabis industry.
  • Rate and form filing preparation and submission through SERFF.
  • Assistance and guidance provided for objections submitted by state departments of insurance during rate and form filings.
  • Feasibility studies for new companies and captive insurance companies.
  • Creating rating solutions using predictive analytics, higher level statistics, and GLM.
  • Reserve analyses according to GAAP and statutory guidelines.
  • Actuarial rate and product review for state departments of insurance, including the review of predictive models.
  • Actuarial support for market conduct exams for state departments of insurance.
  • Funding and reserve studies for captive insurance companies.