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Deciphering AI’s Promises and Perils to Ensure Value in Workers’ Compensation Analytics

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by  Frank Huang | June 20, 2023 Originally published in Risk & Insurance (June 20, 2023). Reproduced with permission. Workers’ compensation has long been a prime candidate for predictive modeling and analytics, which can help to provide more clarity and confidence in the face of complex, long-tailed claims experience and shock losses. As the Insurtech … Continue reading Deciphering AI’s Promises and Perils to Ensure Value in Workers’ Compensation Analytics »

Injury Intelligence: Modernizing Safety and Loss Control

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by Frank Huang | April 5, 2023 Originally published in Workplace Health (Spring 2023 Edition). Reproduced with permission. As with most of the world, the insurance industry is rapidly adjusting to the impact of artificial intelligence (AI) and machine learning which has researchers seeing a rapid transition from a “detect and repair” mentality to a “predict … Continue reading Injury Intelligence: Modernizing Safety and Loss Control »

Constructive Collateral Conversations Part 3:  How to Help Both Insureds and Insurers Simultaneously

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by Frank Huang & Jeff Adcock | December 3, 2021 Discontent related to the collateral requirements from large deductible and other alternative risk programs are felt by both the insured company and the insurance company.  In the first article, we suggested ways for the insured to minimize such discontent, and we did the same for … Continue reading Constructive Collateral Conversations Part 3:  How to Help Both Insureds and Insurers Simultaneously »

Constructive Collateral Conversations Part 2: Insurance Company Pain Points

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by Frank Huang & Jeff Adcock | December 3, 2021 As introduced in our first blog in this series, collateral requirements for large deductible and other alternative programs can be a source of frustration for both sides of the transaction.  Although it can seem like the insured experiences the larger portion of dissatisfaction, there are … Continue reading Constructive Collateral Conversations Part 2: Insurance Company Pain Points »

Constructive Collateral Conversations Part 1: Insured Company Pain Points

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by Frank Huang & Jeff Adcock | December 3, 2021 The quote “in this world, nothing can be said to be certain except death and taxes” has been attributed to Ben Franklin at times. Collateral requirements can be added to death and taxes as well for many types of workers’ compensation insurance programs, most notably … Continue reading Constructive Collateral Conversations Part 1: Insured Company Pain Points »

Merlinos Attends WCI 2021

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Merlinos consultants Jeff Adcock, Will Arthur, and Frank Huang will be attending the 2021 Workers’ Compensation Institute Educational Conference in Orlando, December 12-15. Click to learn more about our workers’ compensation and PEO consulting services.

Workers’ Compensation Risk Issues Facing PEO Investors

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by Frank Huang | August 4, 2021 The substance of our M&A advisory support to clients can vary greatly due to the varied nature of each deal. However, there are general similarities in form, especially as it relates to workers’ compensation (WC) programs. Two areas that are a common refrain in transactions involve unpaid liabilities … Continue reading Workers’ Compensation Risk Issues Facing PEO Investors »

Intriguing Details of PEO Industry’s Largest Public Firms

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by Frank Huang | February 18, 2019 Because people have more interesting ways to spend their time than to pour over financial statements, I have taken it upon myself to do just that. Below are some interesting observations after looking at annual reports from the largest publicly-traded PEOs. Risk Factors Though rarely brimming with quantitative … Continue reading Intriguing Details of PEO Industry’s Largest Public Firms »