As actuaries, our core work is providing reserve analyses, evaluations, and reviews of rates and reserves for primary insurers, reinsurers, municipalities, state insurance departments, law firms, audit firms, agencies and more. We perform this work across almost all property, casualty, health, and disability lines of business.

Merlinos is in the top 10 of U.S. P&C actuarial consulting firms in the number of Opinion clients to whom we provide Statements of Actuarial Opinion and in the amount of loss reserves our Opinion clients hold. Currently, our consultants provide approximately 60 Statements of Actuarial Opinion and supporting Actuarial Reports as well as over 50 reserve opinions/analyses for captives, self-insured groups, and individual self-insureds.  In addition, we review Opinions and supporting reserve analyses for compliance with regulations in virtually every financial examination with which we assist.  Our examination experience allows us to provide expertise and assistance to our Opinion clients as they go through the examination process, and it provides our firm an insight into best practices of reserving actuaries. 

This broad exposure to the reserving world is not something that is available to many actuaries, and it provides our consultants a unique and informed perspective as we assist our Opinion clients.