Our goal is to improve the profitability of your risk management program.
Where other firms may see segmented projects, we see connections between different areas and provide consultation with the entire PEO in mind.

PEO Blog
Lowering PEO Workers’ Comp Costs
COVID-19s Impact on Worker’s Compensation Costs and What PEOs Can Do
COVID-19, PEOs, and the Workers’ Comp Market
A Deep Dive Into Workers’ Comp Stats
Intriguing Details of the Largest Public PEOs in 2019
The Role of AI in the PEO Industry Circa 2019 (Part 2)
The Role of AI in the PEO Industry Circa 2019 (Part 1)
Show Me The Money – Turning Workers’ Comp Risk into Profits
Intriguing Details of PEO Industry’s Largest Public Firms
Strategic Pricing for Long-Term Profitability
A PEOs Field of Dreams
How PEOs Should Use Actuaries
Strategic Claims Management for PEOs
Underwriting is the PEOs Hidden Advantage
An Actuary’s Love for PEOs
PEO Case Studies
PEO Transaction Advisory
Merlinos & Associates specializes in providing buy-side and sell-side merger & acquisition due diligence and other transaction advisory services of professional employer organizations. LEARN MORE
Our Team
David Shepherd, FCAS, MAAA
dshepherd@merlinosinc.com
678.684.4842
David has more than 30 years of actuarial and underwriting experience serving a wide range of clients, including PEOs, PEO-only insurers & MGAs, and others.
Frank Huang, FCAS, MAAA
fhuang@merlinosinc.com
678.684.4874
Frank has more than 15 years of actuarial experience serving a wide range of clients, including serving as ADP’s Chief Actuary.