Our goal is to improve the profitability of your risk management program.

Where other firms may see segmented projects, we see connections between different areas and provide consultation with the entire PEO in mind.

Our Competitive Advantage

  • We support PEOs across the spectrum of size, geography, and industry niches, with roughly 30% of the market represented as a client.
  • We have worked with and/or know most of the major industry participants, be they insurance carriers, accounting and audit firms, brokers, risk management firms, management consulting firms, technology/analytics vendors, bankers, and private equity firms.
  • We are actuarial thought leaders. No other actuarial consulting firm is more active in industry events, whether as speakers, panel moderation, webinars, industry publications, or producing online content.
  • We provide a wide range of services to those in the industry, including but not limited to: start-up support, GC-to-LD transition support, program development, carrier/vendor negotiation support, actuarial liability estimation and forecasting, development of pricing and predictive models, and buy-side and sell-side mergers & acquisitions (“M&A”) transaction advisory.

PEO Case Studies

PEO Transaction Advisory

Merlinos & Associates specializes in providing buy-side and sell-side merger & acquisition due diligence and other transaction advisory services of professional employer organizations. LEARN MORE

PEO Industry Involvement

Frank Huang Speaks at isolved PEO Event

Frank Huang Discusses Role of PEO Risk Manager


Our Team

David Shepherd

David has more than 30 years of actuarial and underwriting experience serving a wide range of clients, including PEOs, PEO-only insurers & MGAs, and others.

Frank Huang, FCAS, MAAA

Frank has more than 15 years of actuarial experience serving a wide range of clients, including serving as ADP’s Chief Actuary.