• Data-driven sales strategies
  • Vendor relationships
  • Industry disruptors
  • M&A buy and sell side


  • Underwriting and pricing
  • Claims management
  • Risk and safety
  • Financial forecasting


  • Carrier renewal negotiations
  • WC rating/pricing assistance
  • Insurance program structure
  • Captive insurance support


  • Risk management evaluations
  • WC, health, EPLI, credit risk
  • Financial statements and examinations

Our Experience

Our consultants have extensive experience providing actuarial services to professional employer organizations (PEOs). Our experience in this area includes:

  • Appointed Actuary for two insurance companies that exclusively cover PEOs. n Pricing and reserving analyses for PEOs directly, including assisting with the development of pricing models for PEOs.
  • Pricing and reserving analyses for MGAs who cover PEOs exclusively.
  • Financial examination assistance on behalf of state insurance departments examining insurance companies that write coverage exclusively for PEOs, in addition to companies for which a smaller portions of their business is from PEOs.
  • Speaking at industry conferences on PEOs and the insurance issues of which to be aware.
  • Assist PEOs with their collateral negotiations with their insurance carriers. 
  • Assist PEOs with their accounting issues related to their retained WC loss exposures.
  • Providing assistance during the liquidation of insurance companies that became insolvent due to PEO issues.

Learn More

David Shepherd, FCAS, MAAA

David has more than 30 years of actuarial and underwriting experience serving a wide range of clients, including PEOs, PEO-only insurers & MGAs, and others.


Frank Huang, FCAS, MAAA

Frank has more than 15 years experience serving a wide range of clients, including serving as ADP’s Chief Actuary.



Click to read our PEO case studies