HOMEOWNERS, COMMERCIAL PROPERTY

Our consultants have considerable experience providing actuarial assistance related to homeowners and commercial property exposures both for insurance company clients and regulatory agencies.  We have provided a wide range of services for these clients, including:

  • Extensive insurance program reviews and product development.
  • Traditional rate structure analyses and reserve studies.
  • Reviews of the rate adequacy for homeowners, dwelling, mobile home, and commercial programs.
  • Providing expert testimony in hearings related to homeowners and commercial rate filings.
  • Using new ratemaking techniques that incorporate the latest technologies and data available.
  • Expertise with catastrophe issues and their impact on ratemaking.
  • Providing actuarial support of proposed program changes.
  • Assistance resolving filing problems.
  • Numerous financial examinations of insurance companies with homeowners and commercial property lines of business.