Merlinos has extensive experience providing actuarial consulting related to general liability (GL) exposures.  For our self-insured clients, we have performed numerous GL loss and loss expense reserve studies as well as producing year-end Statements of Actuarial Opinion and Actuarial Reports.  In addition, our consultants have assisted on hundreds of financial examinations which frequently involve GL exposures.  The types of companies we have provided assistance in examining range from single-state, mono-line insurers with less than $1 million in written premium to multi-line groups with nearly $40 billion in net reserves.