FLOOD

Our consultants regularly provide actuarial consulting services regarding flood insurance matters to insurance carriers, MGAs, insurtechs, service providers, and regulatory agencies.  Some examples of our flood-related consulting include:

  • Providing assistance to carriers in the development of private market NFIP replacement products for admitted markets.
  • Development of programs and rating support acceptable to the state regulators.
  • Rate and form comparisons of flood insurance products.
  • Traditional rate structure analysis (territory, deductibles, etc.).
  • Development of new ratemaking techniques that incorporate the latest technologies and data available, while making the results acceptable in rate filings to regulatory agencies.
  • Catastrophe Excess of Loss Reinsurance structure analysis.
  • Actuarial assistance on regulatory financial examinations of carriers writing flood coverage. 

YOUR FLOOD ACTUARIES:

Ryan Purdy, FCAS, MAAA
Principal and Senior Consulting Actuary
rpurdy@merlinosinc.com
678.684.4848

Peter Scourtis, FCAS, MAAA
Principal and Senior Consulting Actuary
pscourtis@merlinosinc.com
678.684.4845

Meg Glenn, FCAS, MAAA
Senior Consulting Actuary
mglenn@merlinosinc.com
678.684.4859