David M. Shepherd, Consulting Actuary, FCAS, MAAA

David M. Shepherd, Consulting Actuary, FCAS, MAAA

Principal

David Shepherd has 26 years of experience in the insurance industry.  He graduated cum laude and holds a Bachelor of Arts degree in Economics/Business and Mathematics from Macalester College, is a Fellow of the Casualty Actuarial Society, and a Member of the American Academy of Actuaries.  He has also spoken on loss and loss expense reserving to various industry groups.  Before joining Merlinos & Associates, Dave held the position of Executive Vice President, Chief Underwriting Officer, and Chief Actuary for a reinsurance Managing General Underwriter specializing in workers compensation, accident, and health coverages.  In the beginning of his career, he spent eight years working for a direct reinsurance company as a casualty facultative underwriter and then in the actuarial department.

EXPERIENCE:

  • Loss and loss expense reserve analysis
  • Program pricing and evaluation
  • Financial examination assistance for state insurance departments
  • Rate filing reviews for state insurance departments
  • Preparation of pro forma financial statements for insurance companies and self-insurance trusts
  • Evaluation of self-insured funding levels for government entities, employer groups, and individual companies
  • Professional testimony in arbitration proceedings, insurance department administrative hearings, civil cases, and legislative subcommittees
  • Reinsurance pricing, reserving and program analysis
  • Insurance company and captive formation assistance
  • Development of rating plans and analysis of loss reserves for captives

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