Merlinos & Associates Welcomes Joy Hao

Merlinos & Associates welcomes our newest employee, Joy Hao. Joy joins us as an actuarial analyst who has passed 4 exams in pursuit of a Fellowship Designation from the Casualty Actuarial Society. She has 5 years of property and casualty experience, including:

  • Extensive expertise in actuarial and financial analysis, economic forecasting, loss reserving, pricing, ratemaking, reinsurance, capital adequacy modeling, execution analysis for the property casualty, banking, mortgage banking and financial guaranty industries and consulting support.
  • Experience in providing and practicing superior risk management and advanced techniques to Chinese new banking system.

Ms. Hao graduated from the University of Iowa with a Master of Science in Actuarial Science.