Merlinos consultants Karen Jordan and Brandy Klenner will be attending the Insurance Council of Texas’ 2016 Mid-Year Property & Casualty Insurance Symposium in Austin, July 13-14. If you are going to be in Austin, let us know – We would love to say hello.
Merlinos consultant Mark Brannon will be at the Professional Insurance Agents of Louisiana 2016 Annual Convention, July 9-12 in Point Clear, Alabama. If you are going to be in Point Clear, let us know – We would love to say hello.
Merlinos consultants Allen Fricks and Jacob Zirbel will be at the 2016 Louisiana Insurers’ Conference Annual Louisiana Insurance Compliance Seminar & Legislative Review in New Orleans, August 3-5. If you are going to be in New Orleans let us know — we would love to say hello.
Florida’s SB 542 was signed into law on Friday, June 13th, 2014. SB 542 is a bill establishing the rules for the sale and regulation of flood insurance outside of the National Flood Insurance Program. As we covered in prior blogs, this bill establishes what flood coverage can be offered by private insurers, what the … Continue reading Florida SB 542 Passes
Last week we discussed reactions to Biggert-Waters (BW-12), most specifically the effects of the federal Homeowner Flood Insurance Affordability Act (HFIAA), which was passed in March. This week we’re taking a look at how Florida reacted to BW-12, and what HFIAA might mean for them. After BW-12 came into effect and Floridians started getting massive … Continue reading Will Florida SB 542 Make It?
Six months ago we wrote about the 2012 Biggert-Waters Act (BW-12) and people’s reactions to it at that time. In the intervening six months, a lot of reacting has happened. Most importantly, the Homeowner Flood Insurance Affordability Act (HFIAA) was passed. After Biggert-Waters was passed, there was a public outcry. It was so universal across … Continue reading Does the Homeowner Flood Insurance Affordability Act “Gut” Biggert-Waters?
Drafted in the wake of the 2004/2005 hurricane season and Superstorm Sandy, the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12, or Biggert-Waters) makes a number of changes to the National Flood Insurance Program (NFIP). The changes are primarily rate increases or re-mappings to “reflect true flood risk.” Essentially, BW-12 eliminates, or gradually eliminates, subsidies … Continue reading The Biggert-Waters Act: What Does It Do, and What Next?
Self-insured group medical plans are very prevalent and have served plan sponsors well in many respects. However, plan sponsors have experienced increases in per capita medical costs that greatly exceed the Consumer Price Index for all urban consumers (CPI-U) for many years. The vast majority of self-insured group medical plans in-force in 2013 utilize a … Continue reading Medicare Cost Plus: Yes or No?
A bill was recently introduced in the U.S. Senate that would give employer until 2016 to comply with a health care reform law provision requiring them to offer coverage to full-time employees or pay a fine. The measure, S. 1330, which was proposed by Senator Mark Begich, D-Alaska, follows a one-year delay announced earlier this … Continue reading Should The PPACA Employer Mandate Be Delayed?
The Centers for Medicare & Medicaid Services (CMS) has released a Funding Opportunity Announcement for round two of the Health Care Innovation Awards. Under this announcement, CMS will spend up to $1 billion for awards and evaluation of projects from across the country that test new payment and service delivery models that will deliver better … Continue reading CMS Health Care Innovation Awards