Category Archives: Blog

Filling In The Data Gap

by  Frank Huang | November 10, 2022 Originally published in PEO Insider (November 2022). Reproduced with permission of the National Association of Professional Employer Organizations. PEOs that serve clients across all industries face the same conundrum when it comes to prospective clients – how do you estimate and manage costs for prospective clients when there … Continue reading Filling In The Data Gap »

Workers’ Comp Reserves: Finding the Right Number

by  Frank Huang | August 15, 2022 Originally published in PEO Insider (August 2022). Reproduced with permission of the National Association of Professional Employer Organizations. While walking one day I ran into a neighbor doing yard work. We hadn’t spoken much before, but upon striking up conversation I soon learned of his love of woodworking. … Continue reading Workers’ Comp Reserves: Finding the Right Number »

Can The Florida Homeowners Insurance Market Crisis Be Fixed?

by Anthony Kuhns and Allison Ott | May 18, 2022 Introduction The headlines are in: “Another Florida insurer enters liquidation” “Florida homeowner lawsuits make up 79% of all litigation against insurers, nationwide” “Florida homeowner premiums set to increase by 111% Needless to say, all eyes are on the Florida insurance market and the upcoming Special Session … Continue reading Can The Florida Homeowners Insurance Market Crisis Be Fixed? »

The State of the Employment Practices Liability Insurance Market

by  Frank Huang | April 2022 Originally published in PEO Insider (April 2022). Reproduced with permission of the National Association of Professional Employer Organizations. One of the trends over the last 12 to 24 months has been the hardening employment practices liability insurance (EPLI) market. Companies that may be accustomed to focusing on workers’ compensation … Continue reading The State of the Employment Practices Liability Insurance Market »

Constructive Collateral Conversations Part 3:  How to Help Both Insureds and Insurers Simultaneously

by Frank Huang & Jeff Adcock | December 3, 2021 Discontent related to the collateral requirements from large deductible and other alternative risk programs are felt by both the insured company and the insurance company.  In the first article, we suggested ways for the insured to minimize such discontent, and we did the same for … Continue reading Constructive Collateral Conversations Part 3:  How to Help Both Insureds and Insurers Simultaneously »

Constructive Collateral Conversations Part 2: Insurance Company Pain Points

by Frank Huang & Jeff Adcock | December 3, 2021 As introduced in our first blog in this series, collateral requirements for large deductible and other alternative programs can be a source of frustration for both sides of the transaction.  Although it can seem like the insured experiences the larger portion of dissatisfaction, there are … Continue reading Constructive Collateral Conversations Part 2: Insurance Company Pain Points »

Constructive Collateral Conversations Part 1: Insured Company Pain Points

by Frank Huang & Jeff Adcock | December 3, 2021 The quote “in this world, nothing can be said to be certain except death and taxes” has been attributed to Ben Franklin at times. Collateral requirements can be added to death and taxes as well for many types of workers’ compensation insurance programs, most notably … Continue reading Constructive Collateral Conversations Part 1: Insured Company Pain Points »

PEO Risk Management & Insurance Issues

by Frank Huang | November 23, 2021 Originally published in PEO Insider (November 2021). Reproduced with permission of the National Association of Professional Employer Organizations. At the end of 2020, management consulting firm McKinsey & Company surveyed 899 C-suite executives about the impacts of the pandemic on business operations. One of their conclusions was that … Continue reading PEO Risk Management & Insurance Issues »