Appointed Actuary, Reserve Analyses

M&A provides Statements of Actuarial Opinion and Actuarial Reserve Reports for over 50 clients.  Additionally, we have assisted on hundreds of financial examinations of insurance companies.  Through our financial examination assistance to state insurance departments, we review opinions and supporting reserve analyses for compliance with regulations and for reasonability of the reserve estimates.  Our vast experience in providing and reviewing these opinions and the underlying actuarial reserve analyses provides us comprehensive knowledge of the related regulatory and compliance issues, and also exposes us to the entire spectrum of actuarial methods and assumptions employed by actuaries and companies countrywide.  Our opinion clients range from less than $1 million in reserves to roughly $200 million in reserves.  Our examination opinions are for companies with less than $1 million in loss reserves to nearly $40 billion in reserves.

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