Actuarial Services

Merlinos & Associates provides comprehensive property, casualty, health, and disability actuarial consulting services in both regulatory and non-regulatory settings across virtually all lines of insurance.

Alternative Risk Transfer

M&A has assisted in the formation stage through the operational stage of over 100 alternative risk transfer mechanisms, including captives, risk retention groups, self-insurance funds, workers’ compensation trusts. READ MORE…

Appointed Actuary, Reserve Analyses

M&A provides Statements of Actuarial Opinion and Actuarial Reserve Reports for over 50 clients. Additionally, we have assisted on hundreds of financial examinations of insurance companies. READ MORE…

Audit and Accounting Support

M&A provides consulting services to audit and accounting firms to assist them in their audit engagements and to work as a team member on other engagements. READ MORE…

Coastal Property Consulting

As a leader in coastal property and casualty insurance risk management and actuarial services, we provide consulting services to insurance companies, state insurance departments, and other businesses to help them quantify and manage catastrophe and other exposures. READ MORE…

Database Development & Management, Statistical Reporting, Data Processing

Our staff provides property and casualty data services and statistical reporting consulting across the insurance spectrum. We understand the nuances of insurance systems, programs, and data. READ MORE…

Due Diligence, Valuations

We have experience participating on due diligence teams in estimating loss reserves, assessing the future results of existing books of business, and recommending rate structures to increase profitability. READ MORE…

Feasibility Studies

M&A works with clients who are involved in a wide variety of exploratory projects ranging from starting new national multi-line insurers to small to medium-sized business owners exploring self-insurance and captive options. READ MORE…

Health and Disability Consulting

M&A’s consultants have considerable experience providing expert testimony in numerous settings, including: insurance departments, arbitration proceedings, administrative hearings, civil cases, and federal tax court. READ MORE…

Litigation Strategy & Support, Expert Testimony

M&A’s consultants have considerable experience providing expert testimony in numerous settings, including: insurance departments, arbitration proceedings, administrative hearings, civil cases, and federal tax court. READ MORE…

Predictive Analytics

Our consultants can help with various predictive analytical techniques that improve marketing, underwriting, and rate structures. READ MORE…

Product Development, Product Management

Our consultants can help your company develop products and pricing designed to fit with your broader business objectives as well as help you determine how to improve current programs to reach your operational goals. READ MORE…

Public Policy, Legislative Tort Reform

We provide assistance to associations and other similar entities in developing regulations and laws and participating in the legislative process. READ MORE…

Ratemaking, Regulatory Compliance

We assist clients in developing rates, rules, rate structures, and rate level change indications for our insurance, captive, and RRG clients. This work includes reviews and recommendations on all aspects of rates and rule structures. READ MORE…

Regulatory Consulting

We provide a wide variety of regulatory consulting services, including: Financial and Target Examinations; Liquidation, Rehabilitation, Supervision; Rate Filing Reviews; Public Policy; and Special Projects. READ MORE…

Reinsurance Consulting

M&A’s consultants are very familiar with the many facets of the reinsurance industry and their application to both the non-regulatory and the regulatory environments. READ MORE…

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Self Insured Entities

M&A has extensive experience providing consulting services to various municipalities and similar entities that self-insure their workers’ compensation, general liability, automobile liability, and other exposures. READ MORE…

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